Identity and access management is the backbone of a credit union’s cybersecurity and NCUA compliance. Provision IAM is a platform built for that job and for credit unions specifically. As a Credit Union Service Organization funded by Curql, we built Provision around how credit unions operate, the cores you run, and what NCUA examiners expect. You can start with exactly as much as you need today and grow from there.
Most credit unions manage access by hand. Membership grows, staff turns over, and access spreads across the core, digital banking, lending, and dozens of business applications. Spreadsheets and email approvals cannot keep up, and every NCUA examination turns into a scramble to prove who has access to what. Provision replaces that manual process with one platform that gives you a current view of access, defensible reviews, and, when you are ready, policy-driven governance and automated provisioning. It is right-sized for a lean credit union team and priced for one.
Provision comes in three tiers, so you can match it to where your credit union is today. You start at any tier and move up on the same platform, with no repeat implementation.
See, certify, report
Connect your systems with drag-and-drop ingestion, get one clear view of member-facing and internal access, and run defensible user access and entitlement reviews with examiner-ready reporting. This is the fast first step, and you can adopt it without a board-level budget approval.
Set policy once
Define a role-based access policy once. Provision generates policy-based reviews and runs onboarding and offboarding as tasks across every system, recorded with proof.
Close the loop
Provision grants and revokes access automatically across your connected systems and governs the rest through guided tasks, so access always matches policy.
NCUA examiners expect least privilege, regular access reviews, timely removal of access, and complete documentation. Provision produces that evidence as part of how you already work. Reviews are scheduled and scoped, every approve-or-deny decision becomes a task closed with proof, and reporting runs on a complete data set rather than a sample. When the examiner asks who had access to a system and how a change was handled, you export the answer instead of rebuilding it.
Provision has native connectors for the cores credit unions use, including Corelation, Jack Henry, FIS, and Fiserv, along with directories such as Active Directory. Drag-and-drop ingestion brings every other system into your reviews, so your entire environment is covered from the start. The connector library is growing steadily across core banking and business systems.
Provision is a Credit Union Service Organization funded by Curql, so we answer to the same industry you serve.
Policy-driven controls keep access limited to what each role requires.
Nothing to maintain on-prem.
A single, complete record for internal and external audits, with no sampled data.
A step-by-step tool in credit-union-friendly terms, understood at every level of staff.
Add systems when you are ready, at the pace your team can absorb.